Five tips for managing the stress of a financial setback | F&M Trust Money Moves Five tips for managing the stress of a financial setback Money Moves Savings Life is full of surprises. From an expensive car repair to an unexpected medical bill, many people have been, or will be, blindsided by a…

A guide to federal tax exemption changes | F&M Trust Money Moves A guide to federal tax exemption changes Money Moves Community If you’re sitting on a large estate, listen up. A temporary provision of the Tax Cuts and Jobs Act, substantially lowering the tax cost of transferring wealth, will…

Fear of Missing Out is not a sound investment philosophy | F&M Trust Money Moves Fear of Missing Out is not a sound investment philosophy Money Moves Savings Community Retirement The Securities and Exchange Commission has created Investor.gov, a useful resource for the investing public prepared in …

Student Loan Scams | F&M Trust Money Moves Student Loan Scams Money Moves College Community Student loan-forgiveness scams are common, and they are likely to become more prevalent after the recent announcement by President Joe Biden that billions of dollars in federal loan debt will be forgiven.…

Unconventional Ways to Fund a Small Business | F&M Trust Money Moves Unconventional Ways to Fund a Small Business Money Moves Community The water stop for a major marathon is a fascinating place to be. Pre-race, police and tow truck drivers move parked cars blocking the marathon path. Post-race,…

Planned giving in 2023 | F&M Trust Money Moves Planned giving in 2023 Money Moves The idea of “planning” a gift to charity may not spring as readily to mind as investment or retirement planning. Yet there are many ways to give, and many kinds of gifts to consider, especially when philanthropy is…

Green Practices are Good for Nature and for Business | F&M Trust Money Moves Green Practices are Good for Nature and for Business Money Moves Savings Community Business owners who operate "green" offices do more than protect the environment -- they save money on electricity, supplies, and…

The biggest financial mistakes business owners make | F&M Trust Money Moves The biggest financial mistakes business owners make Money Moves Community Savings Ask any business owner, and you’re not likely to hear any sugar-coating about how hard it is to start and run a business. There is nothing…

Passkeys and the Future of Estate Planning | F&M Trust Money Moves Passkeys and the Future of Estate Planning Money Moves Community Retirement One of the more frustrating aspects of modern technology is the necessity of passwords for gaining access to devices and data. In February 2013, the Fast…

Grandparent Scams Can Cost Victims Thousands of Dollars | F&M Trust Money Moves Grandparent Scams Can Cost Victims Thousands of Dollars Money Moves Retirement Community Have you ever received a frantic call from someone posing as your grandchild? Scammers will call or email grandparents to make…

How one savings plan can help you save for college and retirement | F&M Trust Money Moves How one savings plan can help you save for college and retirement Money Moves College Savings Starting a Family Retirement Families with children typically have three important financial objectives: buying a…

Is Mobile Banking Safe for My Business? | F&M Trust Money Moves Is Mobile Banking Safe for My Business? Money Moves Savings Community As a prudent smartphone user, it’s natural to wonder if your smartphone bank transactions are secure. Rest assured, mobile banking is safe and secure because banks…

Four Things to Consider Before Retiring Early | F&M Trust Money Moves Four Things to Consider Before Retiring Early Money Moves Retirement Savings The idea of work/life balance has gained much attention over the last few years. Technology is redefining how and where we “work” and employees are…

How to gain financial flexibility with an equity line of credit | F&M Trust Money Moves How to gain financial flexibility with an equity line of credit Money Moves Savings Community Costly car repairs. Unexpected medical expenses. Storm damage to your home. All call for quick access to cash. Many…

IRS focus on digital assets | F&M Trust Money Moves IRS focus on digital assets Money Moves Savings Community The Internal Revenue Service has long held that virtual currencies, such as bitcoin, are property not currency. As such, transactions conducted with a virtual currency can trigger taxable…