How to spot IRS imposters | F&M Trust Money Moves How to spot IRS imposters Money Moves Community Internal Revenue Service imposters are busy all year, but especially during tax season and the few months immediately thereafter. Their tactic is to create fear, and they will threaten you with arrest …

How do I handle high inflation? | F&M Trust Money Moves How do I handle high inflation? Money Moves Community Savings Slow and steady inflation is an expected part of a healthy financial system, but high inflation means high prices, rising interest rates, and lots of concerns about the best…

What information do I need for my mortgage application? | F&M Trust Money Moves What information do I need for my mortgage application? Money Moves Community Starting a Family Buying a Home You’ve found the perfect home: two stories, a nice backyard for the dog, and a white picket fence. Now that…

Tips for first-time credit card holders | F&M Trust Money Moves Tips for first-time credit card holders Money Moves Community Starting a Family Savings College You just got your first credit card. It’s a big step in your financial journey and you are wondering about some of the basic do’s and…

What to know when starting a small business | F&M Trust Money Moves What to know when starting a small business Money Moves Community Savings You’ve been thinking about it for a while and have decided that now is the time to open your own business. It’s exciting, but at the same time a little…

Budgeting for home improvements | F&M Trust Money Moves Budgeting for home improvements Money Moves Community Savings Buying a Home Selling a Home Spring and summer are prime times for home improvement projects. And whether you are planning a minor renovation or a major overhaul, budgeting is…

Seven tips to help you save for vacation | F&M Trust Money Moves Seven tips to help you save for vacation Money Moves Community Savings Starting a Family Retirement The crashing of waves on the beach. The lapping of water on the lake. The warmth of the evening campfire. These are just some of the…

Gig economy offers workers independence | F&M Trust Money Moves Gig economy offers workers independence Money Moves Community You’ve heard the terms gig worker and gig economy, but you’re not sure what they mean. And you are wondering if it is something that might be right for you. In short, the…

Is it time to sell your home? | F&M Trust Money Moves Is it time to sell your home? Money Moves Community Selling a Home Buying a Home Retirement Starting a Family Knowing when it’s time to sell your home is a significant decision that involves factors both personal and financial. While there’s no …

Turning your hobby into a source of income | F&M Trust Money Moves Turning your hobby into a source of income Money Moves Community Turning a hobby into income is a dream for many, but it requires dedication, strategy, and a bit of entrepreneurial spirit. Whether you’re passionate about painting,…

How to save money at the grocery store | F&M Trust Money Moves How to save money at the grocery store Money Moves Savings Community Saving money on groceries is a skill that can significantly impact your budget. With a strategic approach, you can trim your expenses without sacrificing the quality…

Teaching children how to budget | F&M Trust Money Moves Teaching children how to budget Money Moves Savings Starting a Family Community Teaching children how to budget money sets the foundation for their financial well-being in the future. Just as we teach them to read and write, educating them…

The importance of renters’ insurance | F&M Trust Money Moves The importance of renters’ insurance Money Moves Community Savings Starting a Family So, you’ve moved out on your own and are renting an apartment. One thing that is often overlooked by first-time tenants is renters’ insurance. While…

Preparing for a recession | F&M Trust Money Moves Preparing for a recession Money Moves Community Savings Retirement You might have heard that some economists are warning of a recession. It’s difficult to know what to expect and how it will affect you, but here are some steps you can take to make…

What to consider when weighing a job offer | F&M Trust Money Moves What to consider when weighing a job offer Money Moves Community College Accepting a job offer is a significant decision that affects you both personally and professionally. When faced with this choice, there are several key…