Teaching children to save money | F&M Trust Money Moves Teaching children to save money Money Moves Community Savings Starting a Family Teaching children to save money is one of the most valuable lessons parents can impart. Instilling good saving habits from a young age not only prepares children…

Avoiding the pitfalls of debt and overusing credit | F&M Trust Money Moves Avoiding the pitfalls of debt and overusing credit Money Moves Community Savings Buying a Home Starting a Family In today's consumer-driven society, easy access to credit can be both a blessing and a curse. While it…

How to save on back-to-school shopping | F&M Trust Money Moves How to save on back-to-school shopping Money Moves Community College Savings Back-to-school shopping doesn’t have to break the bank. With a bit of planning and strategy, you can save money without compromising on quality or needs. Here …

Is it a good idea to pay off my mortgage early? | F&M Trust Money Moves Is it a good idea to pay off my mortgage early? Money Moves Community Savings Buying a Home Paying off a mortgage early is a financial decision that can have significant implications for homeowners. By making extra payments…

Why it’s important to invest financially early in your career | F&M Trust Money Moves Why it’s important to invest financially early in your career Money Moves Savings Community College Starting a Family Making financial investments in the early years of your career is one of the most prudent…

How to set SMART financial goals | F&M Trust Money Moves How to set SMART financial goals Money Moves Savings Community “He who fails to plan is planning to fail.” So said Winston Churchill, and the thought applies to many facets of life, especially financial planning. It is one thing to say that…

It’s never too early to save for the holidays | F&M Trust Money Moves It’s never too early to save for the holidays Money Moves Savings Community Starting a Family The leaves are still on the trees, and we haven’t yet seen our first snowfall, but it’s not too early to think about holiday spending. …

How to safely use digital banking | F&M Trust Money Moves How to safely use digital banking Money Moves Community As digital banking continues to increase in popularity, it is important for those using the service to protect themselves from cybersecurity attacks. By taking the following proactive…

The importance of special needs trusts | F&M Trust Money Moves The importance of special needs trusts Money Moves Community Savings Starting a Family Retirement If you have a family member living with a disability, a special needs trust is a critical estate planning tool. This type of trust is…

When it’s time to manage your parents’ finances | F&M Trust Money Moves When it’s time to manage your parents’ finances Money Moves Community Retirement Savings If you have aging parents, you might have come to the realization that they need assistance with managing their finances. This could be…

Preparing to rent your first apartment | F&M Trust Money Moves Preparing to rent your first apartment Money Moves Community Savings Starting a Family Buying a Home After months of searching, you finally found the job that’s perfect for you. But it’s outside of the area where you currently live, so …

Saving and investing tips for veterans | F&M Trust Money Moves Saving and investing tips for veterans Money Moves Community Savings Retirement Many veterans and service members receive VA benefits. Whether received in monthly payments or as a lump sum, these benefits can be a great help in meeting …

Cell phones are a target for scammers | F&M Trust Money Moves Cell phones are a target for scammers Money Moves Community You guard your personal identifying information against scammers, but does this include your cell phone? Access to sensitive online accounts like banking and payment services…

How merchant services can help small businesses | F&M Trust Money Moves How merchant services can help small businesses Money Moves Community According to the Federal Reserve, an estimated 82% of U.S. adults had a credit card in their name in 2022. With so many consumers using credit cards to make …

Keeping your personal information safe this holiday season | F&M Trust Money Moves Keeping your personal information safe this holiday season Money Moves Community As the holiday season reaches its peak, shoppers everywhere are on the hunt for the best online deals! However, it is essential to…